Overview

Over the last 15 years the “buy and hold” strategy has not done well.   Overall averages are near what they were 10 years ago.   Asset classes (e.g., stocks, bonds, commodities) seem to be traveling in unison rather than offsetting each other.   Brokers want you to diversify — and what you end up with very mediocre results on good years and full participation in the down side.  I am trying to find another way.  My goals:

• One percent growth per month
• When practical, hedge against potential losses
• Stay in cash as much as possible
• Among other things, use a 250 day moving average to judge whether we are in a bear or bull market
• Don’t worry about the “five great days” you’ll miss,  work to miss the five awful days.

While some of my strategies don’t require large amounts of capital, some like dividend capture and covered calls schemes often require around $100k or more to be invested before their returns after commissions are interesting–hence: Six Figure Investing.